FinancialSpectra Solutions for the Public Sector

Loan Origination

Features:

• Omni Channel Origination
• Customer 360° View
• Multiple Lending Products
• Robust Rule Engine
• Advanced Repayment Calculator
• Automated Credit Decision
• Rule based Pricing
• Flexible Product Based Workflows
• Document Management
• Broker Commission Processing
• Collateral Management
• API Integration

Loan Collection

Features:

• Delinquency Management
• Collection Plans & Activities
• Payment Arrangements
• Payment Promise Monitoring
• Grace Periods & Tolerance
• Hardship Management
• Charge-off Processing
• Roll-Rates & Cure Rates
• Waive Charges
• Round-Robin Assignments
• Workload & Queue Management
• Notifications

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